Home Purchase
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Buying a home is a big deal. We offer Texas-sized help every step of the way, from your first question to the day you get the keys.
Talk with one of our 7 licensed loan officers in Montgomery. (936) 447-5626Meet the team
Expert help from start to closing
First-time buyer or seasoned pro, buying a home is complex. Our loan officers bring their mortgage experience and guidance to every part of it, from your home loan application all the way to your closing.
- Loan options for first-time and repeat buyers
- Personal guidance from an experienced loan officer in Montgomery
- An online application you can finish from home
- Straight answers at every step, from application to closing
Ready to apply?
It is easy and secure, and you can do it all online. Pick your loan officer on the next page, or call and we will help you get started.
Tips for a Crystal Clear home purchase
So, you are ready to buy a home? Great. Here are our pointers for keeping the purchase and the loan easy from start to finish.
Review your financials and credit.
Before you start shopping, get your credit and finances in order. Check your credit score and report, and contact your creditors to fix any errors you find. Pay bills on time and hold off on new loans or credit cards until your home loan closes.
Credit and home loansDetermine your budget.
Work out how much you can set aside for a down payment and how much you are comfortable paying each month. Leave room for property taxes, insurance and, with some low down payment options, mortgage insurance.
Try the mortgage calculatorsGet pre-approved for your home loan.
Knowing what you can borrow makes house hunting much easier. Keep in mind that you probably will not want to spend the full amount of your pre-approval.
Why pre-approval comes firstFind a really good real estate agent.
Do not pick an agent off an ad. Ask friends for referrals, and check recent local sales to make sure your agent knows the neighborhoods you like.
How to find the right agentSee the home in person.
Plenty of the buying process happens online now, but see the home in person if you can. It is the only way to really feel the setting and judge its condition.
Do not skip the inspection.
No matter how old or new the home is, have a licensed inspector look it over before you close.
How Texas appraisals work
It was an absolute pleasure working with Adam and Crystal Clear Mortgage for the purchase of our new home. Adam is very professional, knowledgeable and walked us through every step of the process. Highly recommend Adam and Crystal Clear Mortgage!
Run your numbers
A quick monthly principal and interest estimate. Change any number and it updates as you type.
Type the rate you were quoted or want to test.
Estimated principal and interest
Enter a rate
An estimate from your own numbers, not a quote or a commitment to lend. Taxes, insurance and any mortgage insurance add to it.
See the full payment, with taxes and insuranceLet's get you home
Start your application online, or call the office and talk it through with a loan officer first.
Rather write? Send us a note and we will get back to you.