All About Down Payments
What a down payment is and how down payment requirements differ for conventional, FHA, VA and USDA home loans, from Crystal Clear Mortgage in…
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Mortgage Basics
When you know more about home loans, you’ll be able to get yours with confidence.
6 articles in Mortgage Basics
The Texas Appraisals Process
What an appraisal is, why lenders order one, the three methods Texas appraisers use, who owns the report and how you can help the appraiser.
Credit and Home Loans
What credit is, how a credit score is built, how lenders read it and why your score matters for a conventional, FHA or VA home loan in Texas.
Why Pre-Approval Should Be Your First Step
What a mortgage pre-approval is and why it should come before house hunting: it sets your budget, narrows your search and gives sellers confidence.
What is Mortgage Insurance
What mortgage insurance is, who it protects and how it works on conventional, FHA, USDA and VA home loans, explained by Crystal Clear Mortgage.
Foreclosure: What It Is and How to Avoid It
What foreclosure is, what a deficiency judgment means and the steps that may help a Texas homeowner avoid foreclosure, from forbearance to a loan…
New to the process? The loan process, step by step.
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