TEXAS MORTGAGE SPECIALISTS
We Make Mortgage Easy.
Helping families in Montgomery County and across Texas buy, refinance and borrow against their homes since 2008.
Since 2008
Helping Texas homeowners
Montgomery
Our office on Hwy 105 West
7 loan officers
Each licensed in Texas
NMLS 270528
Look us up any time
Reviews
What our neighbors say
It was an absolute pleasure working with Adam and Crystal Clear Mortgage for the purchase of our new home. Adam is very professional, knowledgeable and walked us through every step of the process. Highly recommend Adam and Crystal Clear Mortgage!
Adam and his team are PHENOMENAL. My husband and I cannot believe how blessed we are to have been able to work with such a great company. If you are looking for great communication, personalized service and a knowledgeable company, you’re looking in the right direction.
Adam and Kandace were amazing as we navigated the HELOC process. We reviewed several different options, and they were extremely helpful and astute as to what our best option was. Their response time was amazingly fast, and they made us feel as if we were their top clients! I most highly recommend them for any of your financing needs.
A loan for every need
Most home loans fall into three categories: home purchase loans, home refinance loans and cash-out refinance loans. Which one fits depends on your goals, your budget and your credit history.
Home Purchase
Buying a first home or a forever home. We start with what you hope to accomplish and match the loan to it.
Learn more about Home PurchaseHome Refinance
Get a home loan that better suits your needs, no move necessary.
Learn more about Home RefinanceHome Equity Line (HELOC)
Borrow against the equity in your home. A short request goes straight to Adam, who calls you about next steps.
Learn more about Home Equity Line (HELOC)VA Home Loans
Home loans guaranteed by the Department of Veterans Affairs, for eligible veterans and service members.
Learn more about VA Home LoansRefinance Opportunity
Set a target refinance rate and we call you once it is available. It is not a rate lock or a commitment to lend.
Learn more about Refinance OpportunityMortgage Calculators
Run your own numbers before you call. Every figure is an estimate you control.
Learn more about Mortgage Calculators
Run your numbers
A quick monthly principal and interest estimate. Change any number and it updates as you type.
Type the rate you were quoted or want to test.
Estimated principal and interest
Enter a rate
An estimate from your own numbers, not a quote or a commitment to lend. Taxes, insurance and any mortgage insurance add to it.
See the full payment, with taxes and insuranceUpfront and honest, start to finish
Crystal Clear Mortgage was founded in 2008 with one goal: making the home buying process “Crystal Clear”. We pride ourselves on being upfront and honest with our customers from start to finish during the loan process.
Our mortgage specialists bring a wealth of experience and expertise to your doorstep. Owner Adam Simmons has worked in home finance since 2003 and has called Montgomery home since 2006.
How we work
With friendly experts who have your best interest at heart, Crystal Clear Mortgage is the one choice that makes home financing easy from start… to home.
We Make it Convenient
With an all-digital application, we’re the perfect combination of high tech and high touch, giving you everything you need for a smooth, easy mortgage process.
We Give You Guidance
We’re mortgage experts, so we’re happy to guide you to the loan that’s just right for you and your unique circumstances.
We Work for You
You are our number one priority. After all, we’re right here in your hometown and we love making our neighbors happy.
We’re With You
No matter what you need, that’s why we’re here. A little extra guidance here. Some advice and above-and-beyond help there. That’s what we do.
Knowledge Center
Popular mortgage topics
All About Down Payments
When we talk with our clients, one of the biggest topics that people ask about is down payments.
Read the articleThe Texas Appraisals Process
Appraisals are an important part of the home loan process, whether you’re buying or refinancing.
Read the articleCredit and Home Loans
Credit, credit scores, and the role these both play in home loans are often the source of a lot of questions.
Read the article
Browse by subject
- Loan Types
Discover the different types of loans we offer and how we can help you choose the one that’s right for you.
- Mortgage Basics
When you know more about home loans, you’ll be able to get yours with confidence.
- Refinancing
Even if you love your home, you just may not love your existing loan. We can help with that.
- Resources
We’re committed to giving you all the information and resources you need, and they’re all right here.
Ready to get started?
We know you’re excited to make the move, whether to a new home, a better loan, or to the goals at the top of your list. And we’re just the neighbors to help you do it.
We’re here to make the entire process simple and crystal clear, so let’s get started today.