Mortgage Basics
All About Down Payments
What a down payment is and how down payment requirements differ for conventional, FHA, VA and USDA home loans, from Crystal Clear Mortgage in…
Knowledge Center
At Home and in the Know
Plain-English guides to buying, refinancing and borrowing against your home, from a Montgomery, Texas mortgage company that has been doing this since 2008.
Browse by topic
Mortgage Basics
When you know more about home loans, you’ll be able to get yours with confidence.
6 articles
Loan Types
Discover the different types of loans we offer and how we can help you choose the one that’s right for you.
3 articles
Refinancing
Even if you love your home, you just may not love your existing loan. We can help with that.
5 articles
Resources
We’re committed to giving you all the information and resources you need, and they’re all right here.
2 articles
Resource Spotlight
Where most people start
Mortgage Basics
The Texas Appraisals Process
What an appraisal is, why lenders order one, the three methods Texas appraisers use, who owns the report and how you can help the appraiser.
Mortgage Basics
Credit and Home Loans
What credit is, how a credit score is built, how lenders read it and why your score matters for a conventional, FHA or VA home loan in Texas.
Guides and tools
Loan Types
Fixed, adjustable, FHA, VA and more, each in a sentence or two.
Loan Process
The five steps from finding out what you can borrow to closing.
Mortgage Calculators
Run your own what-if numbers before you talk with a loan officer.
FAQ
Short answers to the questions people ask us most.
Every article
Ready to Get Started?
We know you’re excited to make the move, whether to a new home, a better loan, or to the goals at the top of your list. And we’re just the neighbors to help you do it. We’re here to make the entire process simple and crystal clear, so let’s get started today.