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Start Your Home Loan Application
Apply online with the loan officer you choose, on our secure application system. Prefer to talk first? Call the office.
Talk with one of our 7 licensed loan officers in Montgomery. (936) 447-5626Meet the team
Your information stays off this website
The application opens on a separate, secure system built for mortgage applications. This website never asks for your Social Security number, date of birth or account numbers. If you would rather not apply online, call the office and a loan officer will take it from there.
Good to have handy
- Recent pay stubs and W-2s, or tax returns if you are self-employed
- Recent bank statements
- A photo ID
- For a refinance, your current mortgage statement
Your loan officer tells you exactly what your loan needs. See also our documents page.
Apply with your loan officer
Already working with someone on our team? Start with their link so your application goes straight to them.

Adam Simmons
RMLO/Owner, NMLS # 311686

Mark Sowden
RMLO, NMLS # 329127

Dena Sowden
RMLO, NMLS # 393921

Bob Earl
RMLO, NMLS # 317275

Rocky Kelley
RMLO, NMLS # 2098193

Dawn Futch
RMLO, NMLS # 2090515

Kandace Eversmeyer
Loan Officer and Loan Condition Specialist, NMLS # 1878961
Not ready to apply yet?
Compare loan programs, try the mortgage calculators, request a quote or send us a note.
This website is for information only. It is not an offer or a commitment to lend, and it is not a rate lock. All loans are subject to application, credit approval, verification and program guidelines.







